Protecting your order information is a priority for us. Your online credit card transactions are secure with our Secure Socket Layering (SSL), the industry-standard encryption technology, that ensures safe Internet transmission of your personal information. When the letters “http” in the URL change to “https”, the “s” indicates you are in a secure area employing SSL.

All reports will be available for access via the Internet and may be printed for personal use only unless notification to Defining-Value Inc. is made.

The works of authorship contained in this Web site, including but not limited to all research, analysis and valuation methodologies, are property of Global Institute of Finance and Trust™, a division of Defining-Value Inc. Except as otherwise expressly stated herein, they may not be copied, duplicated, transmitted, distributed (for compensation or otherwise), licensed, altered, stored for subsequent use, or otherwise used in whole or in part in any manner without the prior written consent of Defining-Value Inc.'s owners. Reports may be purchased and a copy may be printed for your personal use, so long as you do not remove any copyright or other terms and conditions that may be contained in the document.

All sales, VAT and other applicable taxes are the responsibility of the purchaser based upon their place of residence. Any taxes due the government are the sole responsibility of the purchaser.

Global Institute of Finance and Trust™ does not refund any purchases of reports or valuation services.

To help us achieve our goal of providing the highest quality products and services, Global Institute of Finance and Trust™ will not share, sell or lease any information collected from its customers. This includes but is not limited to name, address, email, phone number, or credit card information. We collect transaction information related to what you purchase, and we store information shared as part of our open forum. We consider your right to privacy and the security of your personal information to be a priority, thus we have procedures to ensure that your personal information is handled in a safe, secure, and responsible manner.

No transmission of data over the Internet is guaranteed to be completely secure. It may be possible for third parties not under control of Global Institute of Finance and Trust™ to intercept or access transmissions or private communications unlawfully. While we aim to protect your personal information, neither Global Institute of Finance and Trust™ nor any of our service providers can ensure or warrant security of any information you transmit to us over the Internet. Any such transmission is done at your own risk.

As we continue to develop our Web site and take advantage of advances in technology, our privacy policy may change. Please refer to this page frequently for the most up-to-date information.

Global Institute of Finance and Trust™ is concerned about the safety of children when they use the Internet, and understand that children may not understand all the provisions of our Private Policy and Terms and Conditions. We encourage parents and guardians to spend time with their children online. No one under the age of 15 should submit personal information to this Web site without the consent of a parent or guardian.

Confidential Information shall mean all data and information submitted to or obtained by you or the Company, as the case may be, in connection with the Company’s products and services including, technology, operations, facilities, products, capacities, systems, procedures, security practices, research, development, business affairs, ideas, concepts, innovations, inventions, designs, business methodologies, improvements, trade secrets, copyrightable and patented subject matter and other proprietary information.

All Confidential Information shall be held in confidence by you or the Company, as the case may be, to the same extent and in at least the same manner as each protects its own confidential or proprietary information. Neither you nor the Company, as the case may be, shall disclose, publish, release, transfer or otherwise make available Confidential Information of the other in any form to, or for the use or benefit of, any person or entity without the other’s consent. Each of you and the Company shall, however, be permitted to disclose relevant aspects of the other’s Confidential Information to its officers, agents, subcontractors and employees to the extent such disclosure is reasonably necessary from time to time; provided, however, that you or the Company, as the case may be, shall take all reasonable measures to ensure that Confidential Information of the other is not disclosed or duplicated by such officers, agents, subcontractors and employees. The foregoing obligations shall not restrict any disclosure pursuant to any applicable law, or by order of any court or government agency (provided that the disclosing party shall give prompt notice to the non-disclosing party of such order) and shall not apply with respect to information which (i) is developed by the other party without violating the disclosing party’s proprietary rights; (ii) is or becomes publicly known (other than through unauthorized disclosure); (iii) is disclosed by the owner of such information to a third party free of any obligation of confidentiality; (iv) is already known by such party without an obligation of confidentiality; or (v) is rightfully received by a party free of any obligation of confidentiality.

You acknowledge that the services and products to be provided by the Company involve granting you access to proprietary technology, trading and other systems, and that techniques, algorithms and processes contained in such systems constitute trade secrets and shall be safeguarded by you and that you shall exercise reasonable care to protect the Company’s interest in such proprietary information and trade secrets.

We may provide links to other Web sites as part of our reports and other services. This does not mean that we endorse these Web sites. We do not make any representations or warranties about any Web site you may access through this Web site. They are independent from us, and we have no control over, or responsibility for, their information or activities. You need to make your own independent decisions regarding interactions with any other Web sites. If you provide personal information at one of those sites, you are subject to the privacy policy of the operator of that site. We encourage you to read that policy before submitting any personal information.

Feel free to contact us with any questions or if we can provide you additional information.

Call:  1-917-327-7875

Write: Defining-Value Inc.
         Global Institute of Finance and Trust™
         P.O. Box 474
         East Hampton, New York 11937